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RETIREMENT PLANNING  

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FEDERAL EMPLOYEE'S
RETIREMENT PLANNING RESOURCES

Retirement Guides and Estate Planning Software

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Use the following list of resources to help you with your retirement and estate planning. I personally used the listed books and software to draft wills, trusts and to plan my estate. The books and software are authored by experts in the field and the information is up-to-date and worth while reading. They will answer many questions that you may have on these subjects.

RESOURCES

ALL PRICES REDUCED
FOR THIS SALE - LIMITED TIME ONLY

Click on the title for detailed information.

Books & software

Recommendations:

For those with modest estates I suggest purchasing the Simple Will Book and Estate Planning Basics. These two excellent books also include software that you can use to complete your wills and forms. The CD will work with either Windows or MAC operating systems.

All others would benefit from WillMaker Plus software and the book titled Planning Your Estate. The software allows users to easily draft wills, living trusts, healthcare directives, executor documents and many other helpful forms and reports. These tools will provide what you need to avoid probate, easily complete these documents, and collect valuable information for your survivors.

 
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Social Security, Medicare & Government Pensions: Get the Most Out of Your Retirement & Medical BenefitsSocial Security, Medicare & Government Pensions: Get the Most Out of Your Retirement & Medical Benefits
by Attorney Joseph L. Matthews & Dorothy Matthews Berman
The resource for older Americans -- a plain-English guide explaining the ins and outs of the Social Security system: retirement, federal retirement programs, disability, dependents and survivors' benefits.

List Price: $29.95
Save $4.00 ▬ Order Today (Only $25.95)

Call 1-800-782-7424 or ORDER ON-LINE
(Secure On-Line Ordering)
Quicken® WillMaker Plus 2008Quicken® WillMaker Plus 2008
by Nolo
Quicken WillMaker Plus helps you protect your family and assets with key legal documents, which you can create quickly and easily with step-by-step interviews. Includes 50 forms.

List Price: $79.95
Save $27.00 Order Today (Only $52.99)

CALL 1-800-782-7424 or ORDER ON-LINE
(Secure On-Line Ordering)

 

 

NESTPlan Your Estate
by Attorneys Denis Clifford & Cora Jordan
Nolo's most comprehensive book on estate planning, this is a plain-English overview of wills, trusts, estate taxes, and healthcare and financial directives.

List Price: $44.99
Save $9.00 Order Today (Only $35.95)

CALL 1-800-782-7424 or ORDER ON-LINE
(Secure On-Line Ordering)

ESPN Estate Planning Basics
by Attorney Denis Clifford
A short take on the fundamentals of estate planning -- wills, trusts, estate taxes, and financial and healthcare directives

List Price: $21.99
Save $5.00 (Only $16.99)

CALL 1-800-782-7424 or ORDER ON-LINE
(Secure On-Line Ordering)

 

SWILNolo's Simple Will Book
by Attorney Denis Clifford
For will-writers who prefer working with a book, Nolo's Will Book provides comprehensive information, along with forms that you can fill in on your word processor, to make a fairly sophisticated will. A forms and WILL CD is included.

List Price: $36.99
Save $10.00 Order Today (Only $26.95)

CALL 1-800-782-7424 or ORDER ON-LINE
(Secure On-Line Ordering)
The Executor's Guide: Settling a Loved One's Estate or TrustThe Executor's Guide; Settling a Loved One's Estate or Trust
This plain-English guide will help you read a will, transfer property, wrap up trusts, handle probate, work with relatives, and make sense of it all.

List Price 34.99
Save $8.00 Order Today (Only $26.95)

CALL 1-800-782-7424 or ORDER ON-LINE (Secure On-Line Ordering)

 

 

ALL PRICES REDUCED
FOR THIS SALE

ALL PRICES REDUCED
FOR THIS SALE

 

Graduate Degrees: Academic or Professional?

Over 550,000 students earned a master's degree in the academic year of 2004-2005. In that same year, only 52,000 students earned a doctoral degree according to the U.S. Department of Education. The majority of professional master's degrees were awarded by private nonprofit universities, whereas the majority of academic master's degrees and doctorates were awarded by public universities.

A master's degree is earned after baccalaureate level studies have been completed. Some enter into a graduate program immediately after earning an undergraduate degree. Student are able to enroll in an academic master's degree program or a professional master's degree program. The requirements for each type depends on the

An academic master's degree program is designed and structured to prepare a student to continue with their academic work into a doctoral program. Graduate students earning academic master's degrees will focus on conducting research centered around an original idea, practicing or developing research methods to test an original theory or demonstrate the idea. For those continuing their studies and earning a doctorate degree, the goal is mastering research methodology. On of the most well-known credentials for earning a doctorate is doctor of philosophy (Ph.D.).

A professional master’s degree program emphasizes the application of knowledge, rather than original research. Academic work completed for a professional master’s degree cannot be applied towards a doctorate. Some universities refer to professional master’s degrees as terminal masters degrees because there no further study can be completed. For example, a master of business administration degree (M.B.A.) is a well-known professional master’s degree as well as the master of education degree (M.Ed.).

For those interested in continuing on to work in the area of education, the humanities, or the sciences, an academic master’s degree is more likely to lead to long-term career advancement.

For someone interested in a career relating to civics, the applied arts, or commerce, a professional, or terminal, master’s degree will provide long-term benefits related to a person’s career.

Attaining the appropriate education can be time intensive, but many are turning to online education to begin a new or enhance their current career. 

eLearners.com is one resource offering a comprehensive list of accredited, online graduate degree programs in business, accounting, nursing, mental health counseling and human services among many others. The site’s searchable database allows people to compare different programs to find the perfect fit for their individual needs. Visit http://www.elearners.com today for more information.


Web Site Resources

Title: Medicare and Medicaid
Web Address: http://www.medicarevsmedicaid.com
Description: Information on Medicare and Medicaid, learn about differences, health insurance, health care, plans.

Title: FedCalc.com
Web Address:
FREE Retirement Planning Calculators - http://fedcalc.com
Fedcalc has a number of helpful and easy to use calculators tailored to the federal retiree including, annuity estimates, full retirement analysis, Thrift Savings Plan, military deposit, social security, and retirement GAP savings.

Title: Federal Jobs Net
Web Address:
Government Jobs Career Center - http://federaljobs.net
Description:
Career center for federal government jobs. Includes helpful information for federal employees.

Title: Federal Career Guidance Center
Web Address: Federal Employee Career Center - http://fedcareer.info
Description:
Career guidance for federal employees including the development of comprehensive goals and objectives through
the use of the Individual Development Plans. Sample forms and templates are provided.

Title: Federal Employee Benefits and Assistance
Web Address: Federal Employee Web Site - http://federaljobs.net/fed.htm
Description: Provides general information on benefits, internal transfers, reinstatement, application and KSA guidance, helpful resources, and much more.

Title: National Institute of Transition Planning, Inc
Web Address: NITP web site -
www.nitpinc.com
Description:
If you have a complex retirement issue that needs addressed visit the National Institute of Transition Planning (NITP) site and select their extensive “frequently Asked Questions” feature and/or “Questions Submission” form on their site. Go online Saturday mornings from 10:00 to 11:00 a.m. EST to http://federalnewsradio.com . Last week’s show was on Long Term Care planning and all of their shows are archived on this site so you can tune in the shows of interest at any time on the Internet. You can call 1-866-895-5086 to ask questions during the show or email them 24/7 at foryourbenefit@nitpinc.com. The topics run the gambit from TSP, tax tips, insurance options, retirement and health benefits, to retirement planning. The show’s hosts are experts in the field and very helpful.

Title: NARFE - National Active & Retired Federal Employees Association
Web Address: NARFE web site  - http://www.narfe.org 
Description:
 This excellent organization is a wealth of information and resources for federal employees, retirees, and survivor annuitants. NARFE's 350,000 members benefit from their extensive web site, monthly magazine, newsletters, the NARFE staff, and local NARFE chapter volunteers throughout the United States. You can also visit a number of regional and local sites such as their New York regional web site at http://www.narfeny.org for helpful information and up-to-date guidance. It only costs $25 a year to join and less with the specials they offer.

Title: (OPM) Office of Personnel Management (Retirement Support Site)
Web Address: http://www.opm.gov/retire

Description: Retirees can call 1-888-767-6738 or email anytime to ask questions or request assistance with their personal retirement issues. Active federal employees must go through their agency's personnel office.  Federal retirees can sign up for online support, add or change allotments, purchase savings bonds, and view monthly pay statements at http://www.services.online.opm.gov. You must obtain a user ID from OPM to access this site. If you call their number and give them your CSA number they will send you a new user ID and password to access this excellent site.

Title: Tammy Flanagan's Government Executive Magazine and NITP Retirement Planning Article Archives
Web Address: http://federaljobs.net/retire/resources2.htm
Description:
Tammy Flannagan is the Senior Benefits Director for the National Institute of Transition Planning, Inc.(NITP). She is an established and knowledgeable federal benefits expert who can answer or get the answer to most any complex federal benefits issue. She writes helpful retirement planning articles for Government Executive Magazine and Ms. Flannagan is a goldmine of information. All of her articles are extensively researched, succinct and referenced. Her articles are available online and the web address listed above indexes the articles and takes you to the online web site were they reside. You can also email your questions to Ms. Flannagan at Tammy@nitpinc.com.

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